Donna is a Partner at The Private Office, working out of our London office and supporting clients across the UK. As a highly-qualified Chartered Financial Planner and Fellow of the Personal Finance Society, she works with her clients to assist them with their financial needs, developing strategies to support long-term goals and making sure that plans evolve as circumstances change. She believes that it is vital to work in partnership with her clients and their families to create financial plans that suit their lifestyles. She has looked after some of her clients for over twenty-five years.

Donna’s experience covers financial planning for later life, long term care, retirement and inheritance tax. She is also one of our leading equity release specialists within the firm and has supported families across the country to use their property wealth to meet their financial needs. 

Donna has developed high levels of technical knowledge and has specialist qualifications for later life planning, including the Accreditation of Training Excellence for Later Life Advisers by the Society of Later Life Advisers (SOLLA). 

Due to the valued support she provides to her clients, Donna has been a VouchedFor top rated adviser for the past few consecutive years. She was a finalist for ‘Woman of the Year – Retirement Planning’ four years in a row at the Professional Adviser Women in Financial Advice Awards (2021, 2022, 2023 and 2024), which is testament to her expertise and experience. 

When she is not assisting her clients with wealth planning, Donna enjoys spending time with her family and going on holidays where they can see animals living in the wild.

Having enjoyed a fulfilling and successful career in Investment Banking in the UK and Asia over the last 21 years, and having been a St. James’s Place client myself for over ten years, I am delighted to join 4Life Wealth Management, a Senior Partner Practice. Having received an excellent and professional service myself, I am confident I can offer the same, achieved through strong, client-focused relationships backed by the range of products and expertise provided by St. James’s Place.

Face-to-face meetings over the long term are the cornerstone of my offering to you as a client; they allow me to fully understand your financial planning requirements, and deliver tailored advice and solutions for your retirement, investments, estate planning and protection. Together we will own your plan, and, with regular review and progress meetings, make any necessary adjustments as we work towards achieving your priorities and goals.

Financial planning does not have to stop with you; inter-generational planning with your family can help your wealth continue to grow and be passed on for generations to come. To achieve this I will work with your existing legal and professional advisers to provide the right solutions and structures for you and your successors.

I have been committed to care fees planning arena since joining Financial Services. My SOLLA accreditation and Symponia membership highlights this ongoing commitment to such an important aspect of financial planning.

My aim is to ensure every family has access to the right advice when they need it most. Later life financial planning can hold many challenges; my role is to inform families of their options to create a financial strategy that will give them financial independence and peace of mind.

The Apex ethos is to offer bespoke, high quality advice to create long term relationships with every client we take on.

My qualifications and knowledge are complemented by other areas of expertise, including Investment Planning, Inheritance Tax Planning as well as identifying effective retirement strategies.

Our genuine commitment is to offer clients the opportunity to access advice now, whilst ensuring that any recommendations remain appropriate in the future through regular reviews.

Apex Financial Services is an Appointed Representative of and represents only St. James’s Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group’s wealth management products and services, more details of which are set out on the Group’s website. Apex Financial Services is a trading name of Apex Financial Services & Wealth Management Ltd.

Independent Financial, Care and Later Life Adviser

I have been working as an Independent Financial Adviser since the early 1990s, offering my clients a trusted and enduring personal service grounded in decades of experience. I specialise in providing tailored advice across a range of areas, including investments (such as pensions, trusts, ISAs and Investment Bonds), tax-efficient income strategies in retirement, Inheritance Tax Planning, and Later Life Advice, including funding for lifetime care fees.

I also support those acting under Enduring or Lasting Power of Attorney, Court-Appointed Deputies and fellow professional advisers—helping them navigate complex decisions with confidence and clarity.

Outside of work, I live with my husband near the borders of Hampshire, Dorset and Wiltshire, where we enjoy the company of our dogs and rescue chickens. I find joy in gardening, exploring beautiful outdoor spaces, walking the dogs, and singing in a contemporary choir. I treasure time with my seven grandchildren, who keep life wonderfully lively.

With over a decade of experience in the financial services industry, I specialise in helping individuals and families navigate the complexities of long term care fees planning. My expertise spans a wide range of financial planning areas, including pensions, investments, equity release, and tax and trust planning, allowing me to provide holistic advice tailored to unique client circumstances.

I have worked extensively with retired and elderly clients, as well as personal and professional attorneys, who are acting on behalf of others. I understand the emotional and financial challenges that can arise when planning for later life care, and I am committed to delivering clear, compassionate, and practical solutions that give peace of mind.

Whether you are concerned about funding care for yourself or a loved one, protecting your assets, or ensuring your wishes are respected, I can guide you through every step of the process. My approach is always personal and proactive, ensuring that you receive up-to-date and effective advice.

If you need guidance on long-term care fees planning or related financial matters, I can help you explore your options and make informed decisions for the future.

Welcome to Rockwealth Reading, your cornerstone for achieving financial peace of mind in Berkshire. As independent, Chartered financial advisers, we’re dedicated to providing you with tailored financial planning solutions that resonate with your personal and professional ambitions.

Our expertise spans a comprehensive array of financial services designed to navigate you through life’s financial challenges. From crafting strategic retirement plans to optimising investment portfolios, our mission is to demystify the financial adviser process, making it accessible and actionable for you.

With Rockwealth Reading, you gain more than advice; you partner with financial advocates committed to protecting and growing your wealth. Whether your goals involve asset accumulation, legacy planning, or securing your financial future, our personalised approach ensures your plan is as unique as you are.

rockwealth is an award-winning and chartered financial planning firm, with a network of independent Financial Planners. We offer a distinct proposition of fair fixed fees, investment solutions that work, and real financial planning.

Based in Cockermouth my speciality involves helping vulnerable clients, as such I’m a proud accredited member of the Society of Later Life Advisors (the gold standard for financial advice when care is involved).

I am also a Chartered and Certified Financial Planner as well as a Chartered Fellow of the Chartered Insurance Institute, ultimately, this gives you the peace of mind that I hold  the highest-level qualifications available.

We have recently written a helpful article explaining the benefits of working with a care specialist so please just ask me for a copy. I have also featured in The Times and the Telegraph within their Top-Rated Advisor guides.

While qualifications and technical knowledge are important, it is always helpful to understand what clients think, so like numerous professional organisations we use Vouchedfor to encourage and evaluate client reviews. Within the website there are over 50 reviews of my service for you to peruse should you wish. To find out how I can help you and/or your family please arrange an appointment, I’m happy to promise that our first meeting will always be held at our expense with you never incurring any fees without agreeing to them first.  

I am a Wealth Management Consultant with 20+ years’ experience, providing a tailored approach to personal and corporate financial planning. As a client’s family or business grows and evolves, I work with them to support and advise, whether that’s investment and retirement planning or working through those unexpected life events such as divorce or inheritance.

I am well-regarded for my expertise in later life planning and have extensive experience of working with, and understanding the needs of, clients, their families and carers.

Knowing and understanding your options will help you prepare and plan, ensuring your money works for you now and can be passed on to your family in the future. Putting family at the centre of everything we do is core to our culture; we want to help you manage your wealth effectively to achieve your personal goals and aspirations.

Rodney Spiller Wealth Management Ltd is an Appointed Representative of and represents only St. James’s Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the group’s wealth management products and services.

SJP Approved 29^th April 2025

I’m Akbar, an Independent Financial Planner with over 17 years of experience, dedicated to helping individuals and families achieve their financial aspirations. By adopting an independent and holistic approach to financial planning, I ensure that every solution is uniquely tailored to meet your circumstances and goals.

As a proud member of the Chartered Insurance Institute (CII) and the Personal Finance Society, I hold a Diploma in Financial Advice (DipFA) and certifications in Mortgage Advice, Equity Release (CII MP&ER), and Long-Term Care. Additionally, I am also a nationally recognised VouchedFor Top Rated Adviser.

I specialise in providing expert guidance on long-term care, pensions, savings and investments, and inheritance tax planning. Based in Gloucestershire, I am passionate about helping clients navigate complex financial landscapes with clarity and confidence, empowering them to make informed decisions.

Outside of work, I enjoy walking and spending quality time with my daughters, which keeps me inspired and grounded.

My approach is highly professional, personalised and hands-on, with every bespoke plan carefully crafted to provide financial security, peace of mind with a clear path toward. This means that together we can create realistic and actionable strategies designed to meet your specific needs and aspirations.

Yash is the visionary founder of 1st Financial Foundations, established in 2001 we aim to provide Independent Financial Planning, education, and support. Guided by the philosophy of simplifying financial decisions, Yash ensures clients feel confident and comfortable at every step. His mission is to empower individuals to make sound financial choices that positively impact their lives.

With over three decades of industry experience, Yash is an expert in Wealth and Cashflow planning, Retirement, Pensions, Investments, Long Term Care, Wills, Trusts & Inheritance Tax, and Legacy planning. He understands the growing challenges of increased life expectancy, including the all the emotional and financial aspects of long-term care.

His approach centres on building lasting relationships, offering personalised, guidance tailored to each client’s unique needs.

Beyond his professional role, Yash is a keen golfer, an active supporter of local charities, and cherishes time with his family. Always up for a challenge, he completed the Everest Base Camp Trek in 2024.

For an initial discussion or meeting, simply contact Yash or Managing Director Tina, we are happy to promise that there won’t be a charge or any obligation for our initial consultations.

Mark originally trained as an accountant, working in finance before joining Nick to specialise in care fee planning advice. An Accredited member of SOLLA, he is passionate about ensuring that families have access to all the financial options available to them.

As an Accredited Adviser with the Society of Later Life Advisers, my passion lies in advising clients and families who require support navigating the complex area of care planning.

I aim to ensure every family has access to the right advice when they need it most. Later life financial planning can hold many challenges; my role is to inform families of their options to create a financial strategy that will give them financial independence and peace of mind.

My ethos is to offer bespoke, high-quality advice to create long-term relationships with every client and their family. We value our clients and are committed to being there for them every step of the way.

My qualifications and knowledge are complemented by other areas of expertise, including investment and inheritance tax planning.

Thomas Rigg Wealth Management Ltd is an Appointed Representative of and represents only St. James’s Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the group’s wealth management products and services, more details of which are set out on the group’s website.

SJP approved: 7th July 2025

I approach all client families with the upmost respect and sensitivity, ensuring I understand the difficult position that all those facing care fees find themselves in.

Having experienced the care system and the financial strains that can accompany it personally; I assisted both my brother, after a brain aneurysm at a young age and my grandmother after her dementia necessitated more formal care I believe that my personal journeys give me an insight that many other advisers have simply never had.

Taking an independent and holistic view to all planning needs ensures you will always be presented with the right solution for your circumstances.

I am a fellow of the personal finance society, a chartered financial planner, a nationally recognised ‘VouchedFor top rated adviser’, and am lucky enough to work at a great company in Beaumont Wealth, who have been providing expert, tailored financial advice for over 23 years.

Working in conjunction with offices in Chester, Shropshire and North Wales, I am proud to offer specialist advice across care funding, pensions, savings and investments as well as inheritance tax planning.

Outside of work I enjoy travelling, keeping fit, walking, and spending time with my daughters.

My role is to become your trusted professional adviser, taking away the pressure of the complex financial quagmire that this area can present, my extensive experience collaborating directly with clients, caregivers, and appointed attorneys means you can be sure that all the aspects surrounding your situation will have been explored.

I look forward to helping you with any issues you are facing.

Katie is a Chartered Financial Planner and an Occupational Pension Specialist. She has worked in Financial Services since 1997 joining Attivo in 2019. Katie is a Fellow of the Personal Finance Society (PFS), part of the Chartered Insurance Institute (CII).

Katie also holds the coveted Later Life Adviser Accreditation from the Society of Later Life Advisers (SOLLA), an endorsement of her skills and experience of working with, and understanding the needs of, older people and their families and carers.

To achieve Chartered status, Financial Planners must hold the Advanced Papers from the CII. Katie holds several.

Over the years Katie is both proud and delighted to have been recognised within various prestigious awards, including:

• 2022 Investment Week Women in Investment: Nominee
• 2022 Financial Reporter Women’s Recognition – Later Life Adviser of the Year: Winner
• 2022 Professional Adviser Women in Financial Advice – Financial Adviser of the Year (South-East): Finalist
• 2018 Professional Adviser Women in Financial Advice: Finalist
• 2018 Financial Times Money Tax-Efficient Investing Planner of the Year: Runner up
• 2017 Financial Times Money Management SIPPs Planner of the Year: Runner up

In my spare time I like to pound the pavements or chase a tennis ball around a court hoping to catch it on my racket from time to time.  Sport has ingrained in me the importance of goal-setting, time management, and the pursuit of improvement. Moreover, it’s taught me humility in victory and grace in defeat, I have learnt how to be very graceful!

Sandra has been providing advice to a wide range of clients for over 30 years, including investment and pension advice; estate planning; and more recently helping families navigate the care system.

We are all living longer but that doesn’t come without it’s own consequences.  It can be quite an overwhelming responsibility finding the best care for your family member, not to mention the financial impact.

I take pride in building long term relationships with all my clients to provide help and advice whenever it is needed.

I’m married with 2 grown up daughters.  I’m lucky to live in Edinburgh with lots of lovely places nearby to walk my dog at the weekend.

I would welcome your enquiry at any time and happy to offer help and advice.

I help families, individuals and a network of professionals achieve financial security in older age, specialising in later life issues including the funding of care, and planning for Inheritance Tax, retirement and investment planning.   

My approach is sensitive, understanding, kind, unrushed and empathetic, all provided within a supportive environment. I will listen and take the time to always understand your concerns with respect and dignity. I will help you frame the things that are important to you, staging our conversations in a way that matches you and your individual needs whilst taking time to ensure the safety of any decision making.

I will explore all your options, looking at what state benefits are available, how fee contributions are calculated going on to craft tailored, bespoke solutions clearly in a way that you understand.

Who knows how long they will live, how long their money needs to last, will they need care, what the cost of this might be, how long it might be needed and where?  Will people need to sell their home and is this at odds with their wishes? 

These unknown future parameters often make it difficult to plan our finances.

I understand you are bound to have many questions these can be highly personal and sensitive to you and your family. Conversations are often highly emotive, sometimes challenging. I will understand, offer counsel and support. I can help, be your guide and help create the right plan tailored to you.

Beagle Financial Advice is an Appointed Representative of and represents only St. James’s Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the group’s wealth management products and services, more details of which are set out on the group’s website.

SJP Approved: 13th August 2025

Born and schooled in Birmingham, Edward joined the financial services industry in 1983 with The Prudential, becoming their youngest qualified representative two years later at the age of 19.

Edward is a general practitioner qualified to Chartered level, specialising in the fields of pensions, equity release, long term care, taxation and trusts. He also specialises in the provision of ongoing advice to the retired and elderly; having completed an accredited program with The Later Life Academy and consequently works with a large number of legal firms across the West Midlands.

I’ve worked in the financial industry for just over 20 years, I started in administration roles and worked my way through to management roles. In 2010 I started my journey as an adviser, as I had been working at a company offering financial solutions for the over 55’s I decided to continue to advise in this area. I feel I have found an area I really care about as it gives me an opportunity to help individuals and their families fully understand all their options in later life.

Equity Release is a lifetime mortgage. To understand the features and risks associated with this type of mortgage, please ask for a personalised illustration.

The levels and bases of taxation and reliefs from taxation can change at any time and are dependent on individual circumstances.

I am a financial planner in the Yorkshire region, looking after a number of high net worth families and their finances.

My expertise covers all aspects of financial planning including care fees planning, pensions and investments, inheritance tax and estate planning, as well as mortgages and protection.

I work for Quilter Cheviot, who are part of one of the largest financial planning networks in the UK.

We’re here to help secure your financial future by supporting you with trusted advice every step of the way. Our experienced planners are here to help with whatever you need, whenever you need it.

When not at work I spend my free time chasing after my 6 and 4 year old kids, watching and playing sport including Football and Rugby, as well as being an avid live music fan.

ABOUT

I set-up my own business as an Associate Partner Practice with St. James’s Place Wealth Management in June 2016, when I decided to ‘leave the nest’ of Advanced Financial Strategies, a Senior Partner Practice of St. James’s Place, whom I’d been with for 11 years. Still based in Paisley, I am able to provide advice to clients across West & Central Scotland.

Following graduation from university and prior to joining the financial services industry, I spent 5 years working in Education and Health & Fitness. Now with over 15 years working in the financial services industry, 8 of them with St. James’s Place as an adviser within a Senior Partner Practice, I have gained a wealth of knowledge ensuring I provide the very best advice for my clients. When I took the decision to spread my wings and start my own business the decision was a simple one to continue my association with St. James’s Place.

As an adviser I grew my business on the simple premise of nurturing long-term trusted relationships based on offering bespoke, honest and proactive wealth advice in a quiet self-assured manner.

In line with my professional background, I have focused on developing specialist knowledge and am now a Member of the Society of Later Life Advisers. However, as a representative of St. James’s Place Wealth Management, my service is enhanced and complemented by the provision of advice covering the areas of Investment planning, Inheritance Tax planning and Retirement planning.

I have been committed to care fees planning arena since joining Financial Services. My SOLLA accreditation and Symponia membership highlights this ongoing commitment to such an important aspect of financial planning.

My aim is to ensure every family has access to the right advice when they need it most. Later life financial planning can hold many challenges; my role is to inform families of their options to create a financial strategy that will give them financial independence and peace of mind.

The Apex ethos is to offer bespoke, high quality advice to create long term relationships with every client we take on.

My qualifications and knowledge are complemented by other areas of expertise, including Investment Planning, Inheritance Tax Planning as well as identifying effective retirement strategies.

Our genuine commitment is to offer clients the opportunity to access advice now, whilst ensuring that any recommendations remain appropriate in the future through regular reviews.

Apex Financial Services is an Appointed Representative of and represents only St. James’s Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group’s wealth management products and services, more details of which are set out on the Group’s website. Apex Financial Services is a trading name of Apex Financial Services & Wealth Management Ltd.

SJP Approved: 3rd July 2023

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Angus started his career in financial services as stockbroker and financial adviser with a large reputable company in the UK. Passionate about people, he progressed into later life advice and advising mature clients.

Over the last 7 years, Angus has developed an affinity for dealing with mature clients and understands their concerns and needs.  He has specialist qualifications in long term care and advanced pension planning enabling him to provide later Life Care planning with additional advice on investments, pensions, inheritance tax and estate planning where required.
Meeting with all his clients face-to-face, Angus is able to build a caring, professional and trusted relationship. Through personal experience, Angus recognises the need for empathy and understanding when providing advice in this area.

A client recently commented, ‘With our limited experience, Angus patiently helped us with what seemed a daunting situation. We needed support and he gave us the peace of mind we were looking for through the process – and we are not disappointed.”

Angus is married with 3 children, all of whom are involved in community work in Norwich.  He enjoys time with his family, as well as enjoying cycling through the countryside.

Based in York, I provide wealth management advice to clients both within the North Yorkshire region and more widely throughout the UK.

In line with my professional background of which I am a Fellow of the Personal Finance Society and a Chartered Financial Planner, I have focused on developing specialist knowledge within the often complex arena of care fees planning to become fully qualified and an accredited member of the Society of Later Life Adivers.

At Crossfield Financial Planning, planning is really at the heart of what we do. We are a family run business and take the time to understand what it is that our clients want and need, and then we produce detailed reports showing their options and outcomes for each one. This really helps our clients understand their situations and what solutions are available.

Outside of my business, I am dedicated family man and love spending time with my wife Charlotte and my young sons Travis and Hugh. I enjoy football, although more watching than playing these days, I am a black belt 1st Dan in Tae Kwon Do which keeps me fit and active. I also enjoy golf, playing the saxophone and mountain & road biking.

In 1995, after completing an economics degree at Bristol University Simon established his career in financial services. Having worked in several aspects he opted to focus in the provision of ‘Later Life Advice’ directly to clients and their families back in 2002.

He is particularly keen to provide advice to care home residents and their families on all issues relating to care fee funding. His decision to specialise in this area followed a personal experience, witnessing both the emotional and financial stress that his parents went through when his grandmother had to move into a care home.

As such Simon is an accredited member of The Society of Later Life Advisers, and prides himself on being both a professional and caring adviser to those who need help at what is often a highly emotional and confusing point in clients’ lives.

Outside work, Simon enjoys participating in numerous sports, with a passion for golf and outdoor life in general.

You are welcome to contact Simon at any time, if only for an informal chat about your own or family circumstances. He will be pleased to provide you with any information that you may need, and if appropriate, comprehensive advice that is specific to your circumstances.

As an Accredited Adviser with the Society of Later Life Advisers one of the recognised benchmarks for advisers who specialise in later life planning – my aim is to ensure that my clients are better informed about the financial issues of later life. As a care fees planning specialist I assist my clients in creating a plan and achieving peace of mind.

Horsham Financial Services are a family business based in Horsham for over 30 years. We are committed to building and sustaining long term relationships based on trust, superior service, and the quality of our initial and on-going advice.

My qualifications and expertise in care fees planning are complemented by the provision of advice covering the areas of investment planning, inheritance tax planning and retirement strategies. Together, we create a working plan, providing you and/or your family with a clear direction towards meeting financial goals; ensuring that plans stay on track with regular reviews.

I help my clients attain financial independence and peace of mind. Do get in touch for a no obligation meeting or simply a telephone call to discuss your needs.

Horsham Financial Services Limited is an Appointed Representative of and represents only St. James’s Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the group’s wealth management products and services more details of which are set out on the Group’s website. The ‘St. James’s Place Partnership’ and the titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives.

SJP Approved: 28th March 2025

Daniel Kasaska is married with 3 children and resides in central Berkshire.
Daniel is part of the Protection & Investment Ltd practice, which has approximately 25 advisers throughout the Thames Valley and Hampshire, making the company a significant regional advisory business. The practice contains experts in all areas of financial planning although Daniel is the only person who specialises in Care Fees Planning.

Daniel has been in the financial advisory arena for the past 30 years becoming an IFA in 1991 and starting to work in the Long Term Care field in 1993. Since that time Daniel has become a recognised specialist in this area, helping organisations and care homes with residents and prospective residents planning.

Daniel is a member of The Society of Later Life Advisers, a qualification gained via the Financial and Legal Skills Partnership. He is also a member of the Retirement & Care Faculty and the Equity Release Council.

As a first step in the process Daniel is pleased to offer a free no obligation meeting to discuss your requirements at a time and place convenient to you. Daniel is based at offices in Ascot and Aldermaston and works throughout the ThamesValley and surrounding areas.

Daniels Other Areas of Expertise include:

• Retirement Planning Strategies
• Investment & Wealth Management
• Estate Planning and Inheritance Tax Mitigation
• Equity Release & Mortgage Advice

This is what clients are saying about him:

“We realised just how invaluable your help and advice has been to both of us over that period. Your advice would seem to have potentially saved us an extraordinary amount of money. So we would like to take this opportunity to sincerely thank you both for everything you have done for us, and look forward to continuing our business relationship as regards to our own investments into the future.”
Mr & Mrs L

“Daniel was patient, helpful and informative throughout – taking the trouble to explain everything in detail throughout – I can’t praise or thank him enough and I will certainly recommend his services to anyone!”
Mrs H

James Rudd is a Director of Brownlow Wealth Management Limited. This small family run company has been in business for thirty years and specialises in services for the retired, including care for the elderly, care fees planning, investment planning advice and inheritance tax advice.

James is fully qualified to advise in the more complex area of care fees planning and has been a financial adviser since 1994. He is based in Hertfordshire and provides friendly face to face advice, specialising in care fees planning, inheritance tax planning and investment planning.

He is particularly good at providing clear choices for his clients, which provide care fees solutions that are reassuringly straightforward, with an emphasis on estate preservation. All dealings with clients are dealt with in a compassionate and caring manner in total confidence.

He can help with links to specialist solicitor firms and can also help you find a suitable care home.

James lives in St Albans and has three young children, enjoys travel, cycling, cricket and squash and has a keen interest in playing as well as listening to music.

Brownlow Wealth Management Limited is an Appointed Representative of and represents only St. James’s Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group’s wealth management products and services, more details of which are set out on the Group’s website.

SJP Approved 22^nd February 2024

Working with AisaProfessional, a truly Independent Chartered Financial Adviser, I have considerable experience in inheritance tax planning, advising on trusts and in investment matters. As well as advising clients, I have other responsibilities such as creating the investment portfolios as a member of my company’s investment committee.

Having dealt with the issues in Long Term Care during my mother’s Alzheimer’s disease, I am aware that you are looking for advice at a very sensitive and difficult time.

My aim is to provide clients with the appropriate advice and service in a compassionate and constructive manner to enable you to make the right choices for you and your loved ones.

The current care regime can look incredibly complicated when you first look at it. I consider it my job to guide you safely through the maze, specifically ensuring that:-

a) The person needing care gets the best available treatment.
b) The correct level of State benefits are being claimed.
c) As far as possible your assets are preserved for you and your family.
d) You receive an ongoing service.

I live in Norwich but am based in an office in Cambridge so if you require assistance in either area, I can easily accommodate your requirements.

I’ve nearly 40 years industry experience and have been with Verso (formerly known as Pavis Financial Management) for close to 25 years. I’m a Chartered Financial Planner and won the Outstanding Financial Services Personality (2020 Women in Business Awards) which was a great achievement.

My particular expertise is in providing friendly, face-to-face holistic financial advice for my clients and their family members, including care fees, investment and inheritance tax planning advice.

All my clients have a diverse range of needs and objectives, which means that the options and solutions for each family will differ. I recognise this and my objective is to enable clients to choose where they receive their care, with the peace of mind that they will be able to meet rising care costs indefinitely. My clients find me compassionate, empathetic and professional.

I am an Affiliate member of the Society of Trusts and Estate Planners (STEP) and a Vice President of the Insurance Institute of Liverpool. In my spare time, I enjoy hiking, cycling, yoga and travel.

Nick is a highly trusted and experienced finance professional. He advises both the professional market and individual clients, working closely with families to provide a comprehensive financial support strategy.

As an experienced financial planner, he supports his corporate & individual clients in relation to:

• Protection planning
• Tax efficient Savings & Investment
• Retirement strategies (including workplace retirement planning)
• Estate planning – including wealth creation, investment portfolio construction, later life care strategies, equity release, lifetime & general mortgages.

Through a detailed holistic approach, Nick helps his clients to consider and define their lifetime planning objectives, explaining the options available supporting clients and their families in making the best-informed choices, which provides them with confidence in their financial future.

As a later life professional adviser Nick liaises with his clients, their family and financial providers, working with the Power of Attorney to support the best financial outcome for care provision and its funding.

Nick is a very keen swimmer, motorcycle tourer, cricket and rugby enthusiast. His sports interests mean that he rarely gets the time to support his other passion Campaigning for Real Ale (CAMRA) although he has been successful in combining both of his passions by helping fund raising beer festivals for his local village, supporting a local charity for the community as well as club.